Financial Assistance for Health Insurance

To help with individual coverage affordability, you may qualify for tax credits that can lower your monthly insurance premiums. Your eligibility for a tax credit is based on your household’s size and your estimated income for the year you’re applying.

Via Benefits can help you determine whether you qualify for a tax credit and answer any questions you may have.

Here are some key points on how the tax credit works to lower your premium costs:

• Your tax credit reduces your insurance premiums only.

• You pay the part of your premium not covered by the tax credit.

• Your income and household size determine the amount of your tax credit. Via Benefits advisors can help you estimate your tax credit before you submit an official application.

• You must submit an eligibility application to a public marketplace, which can be done through a Via Benefits licensed benefit advisor.

  • This type of financial assistance is not applicable for coverage from a private insurance carrier. We can help evaluate which type of plan meets your needs.

• Your tax credit is based on your estimate of your annual income. If you underestimate your yearly income, you could be required to pay back some of the credit when you file your yearly taxes. If you overestimate your annual income, you could get a refund.

Via Benefits has the experience and knowledge to help you through this process and choose a plan that fits you and your family’s health and financial needs.

If you have questions, please call us at 1-833-939-1209 (TTY: 711), Monday through Friday, 8:00 a.m. to 9:00 p.m. Eastern time.