Considering Retirement
Retiring Before 65

Understanding Your Coverage Options Before Medicare

Via Benefits offers health insurance coverage options for individuals and their family members who are not eligible for Medicare. Plans are available from both the public marketplace and private insurance carriers.

If at any point you have questions, please call us at 1-833-939-1209 (TTY: 711), Monday through Friday 8:00 a.m. to 9:00 p.m. Eastern Time. If you prefer, go online first. You can use our decision-support tools that will tailor your search to your needs.

When choosing a health insurance plan from the marketplace, it’s essential to understand the types of plans available. Plan differences fall into these main categories:

Financial Assistance for Health Insurance

Financial assistance is available through several programs and is based on your estimated annual household income. For more information, select Learn More.

Consider Getting Short-Term Medical Coverage

If you’ll be 65 within one year, short-term medical insurance may be a good option. These medical plans can be as much as 80% less expensive than longer-term health care plans. They’re designed to cover you for up to 364 days but could be renewable for up to three years. They work well for people in transition — such as people who are within a year of becoming Medicare-eligible. Via Benefits can help you discover if short-term medical coverage fits your needs.